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The EU Digital Fairness Act addictive design rules, set out in a draft seen by Bloomberg News and due to be presented on Wednesday, would require companies to give adult users a way to switch off features that encourage compulsive or excessive use of their services (Insurance Journal / Bloomberg). The same draft targets AI systems that simulate personal relationships to keep people interacting (Insurance Journal / Bloomberg). Information verified through 10 November 2026.
This is not another platform law. Agence Europe, which read the draft Regulation on Monday 9 November, reports an approach “centred on interface design,” applying across all sectors, well beyond the largest platforms (Agence Europe). The Commission declined to comment (Insurance Journal / Bloomberg). Treat what follows as a draft, not a statute — the text can still move.
The Digital Fairness Act dark patterns ban names ten practices
At the centre sits a ban on “dark patterns” — design that, in the draft’s words, may “pressure, mislead or otherwise interfere with consumers’ ability to take free and informed transactional decisions” (Agence Europe). An annex lists ten targeted practices: fake counters showing stock levels or buyer numbers to manufacture scarcity, pre-ticked boxes, labyrinthine cancellation processes, harassment through pop-up windows, and fake notifications among them (Agence Europe).
The practices would be banned outright, without anyone having to prove harm in an individual case, and the Commission could extend the list later through delegated acts (Agence Europe). That answers the weakness lawyers kept finding in the old framework: dark patterns were arguably covered by general rules, but only case by case, with enforcers unsure where the lines sat (Lexology).
The draft also reaches into pricing. Traders using dynamic pricing for event tickets would have to disclose how many tickets in a category are available at the advertised price, and the maximum a consumer might end up paying (Agence Europe). The preamble names online ultra-fast fashion sales as a sector where manipulative practices are particularly widespread (Agence Europe).
EU Digital Fairness Act addictive design rules: autoplay, streaks and the right to interrupt the feed
Article 17 is the addictive-design clause. It would let users disable, “individually or all at once,” features encouraging compulsive or excessive use — the draft names features “enabling automatic play of content and uninterrupted content consumption without effective and regular interruption moments,” and features “incentivising engagement at regular times” (Agence Europe). That second phrase describes the daily streak and the timed reward.
One limit: the draft does not switch these features off by default. Adults get a switch, not a new default (Agence Europe). Legal analysis of the earlier fitness check had floated the stronger option — addictive features off by default, with users opting in — and noted that a third of consumers surveyed said they spent too much time or money on certain apps, and 31 percent blamed specific features such as autoplay or rewards for continuous use (Lexology). The draft, as reported, stops short of that.
The backdrop is enforcement already under way. Meta and TikTok are being investigated over suspected addictive design under the Digital Services Act (Insurance Journal / Bloomberg). Bloomberg notes the rules could affect Meta, Google and ByteDance, whose services rely on prolonged engagement, with fines of up to 6 percent of worldwide annual revenue (Insurance Journal / Bloomberg). Agence Europe adds the other side of the penalty structure: member states must provide for fines capped at no less than 4 percent of annual turnover in the countries concerned (Agence Europe).
Loot boxes banned for minors EU-wide, and what changes for subscriptions
For under-18s, the draft goes further than a switch. It prohibits targeted advertising based on profiling where a trader is “reasonably certain” the consumer is a minor; in online games, virtual currencies would be disabled by default for minors and could be enabled only with parental consent; loot boxes are prohibited for minors, as are “pay-to-win” purchases needed to progress in a game (Agence Europe). The EU also plans a “Kids Act” asking social networks and AI companies to make platforms “safe by design” and restricting social media use for young teens; the DFA clarifies how the two regimes fit together (Insurance Journal / Bloomberg; Agence Europe).
The Digital Fairness Act subscription cancellation rules are quieter but will touch almost everyone who buys anything recurring. For contracts of six months or more, traders must remind consumers of a forthcoming renewal between one month and 14 days beforehand, and provide an online termination function that is “prominently displayed on the online interface and easily accessible” (Agence Europe). Easy in, easy out — as a legal requirement, not a courtesy.
Structurally, the biggest move is repeal. The DFA would repeal and replace the Unfair Commercial Practices Directive of 2005, folding its content into a Regulation — which, the document states, “will replace 27 transposing regimes of the Member States and reduce the scope for divergent national interpretations,” while giving the Commission direct investigation and enforcement powers (Agence Europe). The Commission’s own call for evidence framed the problem this Act answers: existing consumer rules “are not adapted to fully address the specific harmful practices and challenges that consumers face online,” and the fitness check estimated financial harm to consumers from online problems at “at least EUR 7.9 billion per year” (European Commission, EUR-Lex6333296)).
Analysis: the shift worth watching is jurisdictional as much as behavioural. Previous EU digital law mostly policed platforms and content; this draft polices the shape of interfaces for every trader, and centralises enforcement in Brussels. If Wednesday’s presented text keeps the annex, the Article 17 switch and the UCPD repeal intact, the argument that follows will not be about whether autoplay is annoying. It will be about who gets to design the pause button — and who fines you for hiding it.
Photo: Japanexperterna.se, via Wikimedia Commons (CC BY-SA)
Sources
- https://www.insurancejournal.com/news/international/2026/11/10/892191.htm
- https://agenceurope.eu/en/bulletin/article/13978/1/with-digital-fairness-act-european-commission-targets-dark-patterns-and-replaces-unfair-commercial-practices-directive
- https://eur-lex.europa.eu/legal-content/EN/TXT/?uri=intcom:Ares(2025)6333296
- https://www.lexology.com/library/detail.aspx?g=686e10da-0ceb-447d-90d1-07c5ce82bd9e

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